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The concept of saving and investing is very weak in our modern society as most of us are ardent consumerists who are trained to spend from earliest childhood. The goal of this website is to promote financial literacy that would lead to greater financial understanding, confidence, motivation to save and invest.
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Archive for January, 2011


Time to Buy Gold Stocks…Again

by Dan Amoss It’s time to buy gold stocks. Top-down “macro” analysis indicates that the bull market in gold stocks still has a long way to go. And bottom- up analysis tells me that gold stocks are cheap. Buying opportunities in this asset class will be rare, simply because so many institutional investor portfolios remain […]

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Not owning gold is a form of insanity

According to the investment firm Cazenove: “Not owning gold is a form of insanity. It may even show unhealthy masochistic tendencies which might need medical attention.”  See the video.

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Why Retirements Are Going Bust, Again

By Jim Nelson Forget 2008… We’re seeing the worst hit to retirement accounts right now! Mutual funds, specifically tax-exempt funds, have long been favorites among near retirees. With the clock ticking, where would you go for an edge on retirement building? And if you could find tax-free, high- yielding, considerably safe income, wouldn’t you take […]

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Paying Yourself First – Why You Should Build an Emergency Fund

By Jenny Kerr A friend of mine recently went through some personal finance courses due to financial difficulties she was having. We were talking about the classes she took and she told me she had learned a lot and was happy to have gone through them. She surprised me with a comment. She told me […]

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News Flash: Greenspan Says ‘Stocks Are Cheap’

By Frederick J. Sheehan On January 7, 2011, Kelly Evans of The Wall Street Journal interviewed former Federal Reserve Chairman Alan Greenspan. He rooted for the stock market. Greenspan’s circular logic was unenlightening: “Stocks are cheap if earnings are to continue higher.” Taken as a whole, this does not mean much, akin to prophesizing: “The […]

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